Travel Insurance

Protect yourself from unexpected costs and emergencies

Why Travel Insurance is Essential

$65,000

Average cost of medical evacuation

67%

Of travelers face unexpected issues

$5,000+

Average trip cancellation loss

24/7

Emergency assistance available

Compare Top Providers

World Nomads
4.6
$$-$$$
Best for: Adventure travelers, backpackers, long-term travelers

Coverage Includes:

  • • Medical expenses up to $100,000
  • • Emergency evacuation
  • • Trip cancellation/interruption
  • • Baggage loss/theft
  • • 150+ adventure activities covered
  • • Can extend while traveling

Pros:

  • Covers many adventure activities
  • Can purchase while already traveling
  • Available to travelers from 140+ countries
  • Strong reputation among backpackers

Cons:

  • Can be more expensive
  • Coverage limits may be lower than some alternatives
  • Some exclusions for extreme sports
Allianz Travel Insurance
4.5
$$
Best for: General travelers seeking good value and comprehensive coverage

Coverage Includes:

  • • Medical expenses up to $50,000
  • • Emergency evacuation up to $500,000
  • • Trip cancellation up to trip cost
  • • Baggage coverage up to $1,000
  • • 24/7 assistance hotline
  • • Rental car damage coverage

Pros:

  • Competitive pricing
  • Strong financial backing
  • Easy online claims process
  • Multiple plan options

Cons:

  • Customer service can be inconsistent
  • Some exclusions more restrictive
  • Adventure activities require upgrades

Types of Coverage

Medical Coverage
Emergency medical treatment, hospital stays, and medical evacuation. Essential for all travelers.

Recommended: $50,000-100,000

Trip Cancellation
Reimburses prepaid, non-refundable trip costs if you need to cancel for covered reasons.

Covers: Up to total trip cost

Trip Interruption
Covers additional costs if you need to return home early, plus unused prepaid expenses.

Covers: 100-150% of trip cost

Baggage Loss/Delay
Covers lost, stolen, or damaged luggage and personal belongings during your trip.

Typical limit: $1,000-3,000

Emergency Evacuation
Transportation to appropriate medical facilities or home if local care is inadequate.

Recommended: $100,000+

24/7 Assistance
Access to emergency services, medical referrals, and travel assistance anytime, anywhere.

Included in most policies

Insurance Guides

Travel Insurance15 min read
Complete Travel Insurance Guide: What You Actually Need
Travel insurance can save you from financial disaster, but policies vary wildly. Learn what coverage you actually need and which providers offer the best value.

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